Bruised credit, self-employed, or need equity fast? We work with 40+ alternative lenders across Canada — and we get deals done that the banks can't.
When the big banks say no, we have lenders who say yes — at fair rates and clear terms.
Prime rates for borrowers with strong credit and traditional income.
Typical: lowest market rates, 20%+ down or high-ratio
See if I qualifyFor credit issues, debt ratios, or recent recovery.
Typical: rates from prime+1–3%, up to 80% LTV
See if I qualifyBFS-friendly lenders that understand your income.
Typical: A-lender rates available with 2 yrs BFS
See if I qualifyFinancing to build or majorly renovate your property.
Typical: custom draw schedules, flexible criteria
See if I qualifyCore Expertise
Traditional banks prioritize T4 income. We prioritize your actual financial story, looking beyond standard documentation.
Stated-income solutions for BFS clients with strong cash flow but heavy write-offs.
Leverage international credit history and specialized newcomer programs.
Equity-based lending for those recovering from bankruptcy or consumer proposals.
Direct connections to institutional and private lenders with flexible criteria.
Takes 2 minutes.
We match you to the best lender for your situation.
Most files close in 2–4 weeks.
"After my consumer proposal, every bank turned me down. They got me into a B-lender refi at a fair rate and helped me consolidate $40k of debt."
"I'm self-employed and my T1s don't show what I really make. Their bank statement program got me approved for the home I actually wanted."
"Needed a 2nd mortgage in 7 days to stop a power of sale. They funded it in 5. Saved my home."
Free. No obligation.
Start My Free AssessmentMost clients hear back within 1 business day